Privacy Policy

Introduction

Welcome to https://lakewood-colorado-foreclosure-assistance.denverarealawyer.com (hereinafter referred to as “Lakewood Colorado Foreclosure Assistance,” “we,” or “our”). We are dedicated to maintaining the privacy and security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of data in alignment with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal data in the private sector
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
Utah’s Consumer Sales Privacy Act (UCPA)
Connecticut’s Customer Data Protection Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including our website, mobile applications, online services, and any other digital platforms owned or operated by Lakewood Colorado Foreclosure Assistance. However, it does not extend to third-party websites or services that you may access through links on our platform. Those entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This policy describes the ways in which we process your personal data when:

You use our applications or services as an authorized user.
You visit our websites that are subject to this Privacy Statement.
You engage with our communications, including newsletters, emails, telephone calls, or text messages/SMS.

Personal Data Collection

We collect multiple types of personal data, including:

Account Information: Details related to your user account, such as username, email address, and password (hashed and encrypted).
Payment Information: Credit card details, billing addresses, and payment transaction records.
Financial Information: Bank account information, investment portfolios, or other financial records.
Purchase Information: Data about products or services you have purchased from us, including order history and preferences.
Mobile Device Identifiers: Unique identifiers associated with your mobile device, such as IP addresses, device tokens, and advertising IDs.
Location Data: Geographic coordinates and location-based services data provided through user consent.
Feedback: Comments, suggestions, and reviews you submit to us.
Social Media Information: Publicly available data from social media platforms when users interact with our content or provide consent.
Product Information: Details about products or services you have shown interest in, including product preferences and browsing behavior.

We obtain this information through various means: direct user input, form submissions, interactions with our applications, and automated technologies (e.g., tracking pixels, cookies). Additionally, third parties may share personal data with us for specific purposes, adhering to their respective privacy policies.

Cookies

We utilize cookies to enhance your experience on our website and for analytical purposes:

Strictly Necessary Cookies: Essential for navigating our site and providing services you have requested.
Preference Cookies: Remember user preferences and settings to personalize content.
Analytics Cookies: Track site usage, measure performance, and understand how users interact with our digital offerings.

Users can manage their cookie choices through our Cookie Manager, allowing them to control which non-essential cookies are set on their device.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Once these periods expire, we securely delete or anonymize the data to prevent re-identification. Our retention periods vary based on the type of data and its usage:

Financial records: 7 years (as per legal requirements)
Purchase history: 10 years (for accounting and tax purposes)
User accounts: Until the account is deactivated or closed, then for a limited period afterward (for security and fraud prevention)
Analytics data: 24 months (to provide aggregated insights)

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

Access: Request access to the personal data we hold about you.
Rectification: Ask for corrections if your data is inaccurate or incomplete.
Erasure (Right to be Forgotten): Demand the deletion of your data under specific circumstances.
Restriction: Limit our processing of your data in certain situations.
Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
Objection: Object to the processing of your data for specific purposes.
Non-Discrimination: Be free from discriminatory practices based on your exercise of data protection rights.

To exercise these rights or file appeals/complaints, please contact our Data Privacy Team at privacy@lakewood-colorado-foreclosure-assistance.denverarealawyer.com. We will respond to your requests in accordance with applicable laws and regulations.

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page, and we encourage you to review it periodically.

Contact Information

For any inquiries, unsubscribe requests, or questions related to data privacy, please contact us:

Email: privacy@lakewood-colorado-foreclosure-assistance.denverarealawyer.com
Postal Mail: Lakewood Colorado Foreclosure Assistance, Privacy Team, [Address], [City, State, ZIP Code]